Complete Guide to Credit & Collection Law 2011-2012 Edition Raise collection rates and reduce costs, and stay compliant! When chief financial officers, attorneys and business owners focus on debt collection — both consumer and business debts — their overall concern can be generally summarized in two short sentences: "What can I do legally?" and "Where do I find the answer?" The Complete Guide to Credit and Collection Law is a comprehensive effort to answer these questions.

Recent years have produced many significant changes in the credit and collection industry. Five separate and distinct types of legislation have emerged from Congress, all of which will impact not only on the extension of credit, but also on the collection of debts.

The new, completely updated 2011-2012 Edition contains the following:

• In-depth analysis of stale, unsigned, bounced, post dated, stop payment, certified and cashiers' checks
• New laws passed in 2009 and 2010
• Preventing foreclosures and enhancing mortgage credit
• Credit Card Accountability, Responsibility and Disclosure Act
• Consumer laws of New York City
• Article entitled "Foreclosing on a Mezzanine Loan"
• Commercial Arbitration Rules of the AAA
• Reaffirmation agreements
• Amended Fair Credit Reporting Act
• An article on "Electronic Discovery Agreements"
• Title X of the Consumer Financial Protection Act of 2010

Only the Complete Guide to Credit and Collection Law will help you raise collection rates and reduce costs, while making certain you always remain in compliance. Packed with useful tips and tools, this thorough guide is recognized as the industry's most comprehensive reference manual. The Complete Guide to Credit and Collection Law is immediately applicable in real-world situations, providing:

• Annual updates to keep you apprised of new laws, judicial decisions & hot topics
• Clear explanations of the key laws that affect credit and collection
• Easy-to-read summaries/Plain-English explanations
• Practical credit-risk guidelines–Practice Tips
• Appendices containing the actual laws, and case excerpts that you need to make informed business decisions